Find Health Coverage That Works For You

If you re not getting health insurance from your employer you can still get covered.

Find health coverage that works for you.

The federal government s find local help tool can help you locate a. With the passage of the affordable care act aca in 2010 americans have more health care options though they may be confused about how to find and pay for appropriate coverage. Get help paying costs. Health insurance is a necessity for the proper prevention diagnosis and treatment of illnesses.

A marketplace insurance plan. If you move from one home to another and can establish residency according to the rules of the new state you can apply for medicaid coverage each time you move. It takes most people 20 minutes or less to apply. If you re receiving health insurance coverage from your current place of work but also qualify for medicare you may find yourself choosing between medicare or your group health plan.

Here s how to pick a plan. If you have a qualifying event including a loss of health coverage moving to a different coverage area or divorce you may qualify to enroll in medicare without penalty for 8 months following. You can shop for options through healthcare gov or your state s marketplace. Find out how medicare drug coverage works with other insurance.

It takes most people 20 minutes or less to apply. Medicaid coverage typically takes effect at the start of the month in which you apply so you can have seamless coverage if you apply in a timely manner. You may also have other coverage like employer or union military or veterans benefits. You may qualify for premium tax credits and savings on deductibles copayments and other out of pocket costs based on your household size and income.

When you fill out a marketplace application you ll find out if you qualify for any of these types of coverage. Now that you know what to look for you can preview plans and prices in your area and apply online. Here you ll find some helpful tips for making your health care coverage plan work for you. Learn about how medicare works with other insurance.

Stay in your network of providers. Most health plans have negotiated discounts with doctors hospitals and other health care professionals within their network. But remember that you only have a few days left to enroll in 2014 coverage open enrollment ends march 31.