Fha Attic Insulation Requirements

Unless the attic is used as a habitable space attic insulation should be installed between the rafters of the attic floor rather than the attic ceiling.

Fha attic insulation requirements.

While federal and in some cases state guidelines for insulation levels are merely recommendations the local building code is the true authority over insulation requirements. Home was built in 1984 but insulation was updated the roof can obviously be observed from the. We are having an fha inspection on a home in ohio that has radiant barrier attic foil insulation in the rafters mixed blown in cellulose fiberglass on the bottom. A vapor barrier must be present on the warm side of insulation to prevent moisture problems.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser. Fha appraisers are required to observe the attic area. Fha does not have a specific requirement for insulation.

Add insulation to attic. Cost and income approach for value. At a minimum the appraiser must enter head and shoulders into the attic. Federal housing administration fha loans must meet safety.

All appropriate approaches must be utilized when applicable. The appraiser is required to report what they see and if they reported that the home did not have insulation then the lender probably made this a requirement to get the loan. Existing 3 4 inches of insulation. No flooring just stud trusses.

General acceptance criteria property eligibility and non residential use of property. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Recommended insulation levels for retrofitting existing wood framed buildings. Clarifying that fha requires an inspection.

This page was updated in january 2020 and to include the latest information on fha appraisal guidelines and requirements for 2020. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. Attic and crawl space inspection requirements. Ensuring that mixed use properties comply with zoning.