Fha Attic Inspection

Fha s foreclosure and eviction moratorium extended through december 31 2020.

Fha attic inspection.

Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property. Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace. Clarifying that fha requires an inspection. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety.

All appropriate approaches must be utilized when applicable. Home inspection our home inspection division is run by a veteran general contractor with over 30 years of experience in construction industry. If the inspection reveals the need for roof repairs and the. However hud fha does not have a real definition of attic in their documentation.

The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. This ml announces a third extension of the foreclosure and. The department of housing and urban development hud requires him to determine the current market value as with any appraisal. An fha inspection is conducted by a licensed hud approved property appraiser.

Attic and crawl space inspection requirements. At a minimum the appraiser must enter head and shoulders into the attic. In addition its structural integrity can t be in danger of being compromised. When an fha loan is being used the appraiser has two objectives.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. Cost and income approach for value. General acceptance criteria property eligibility and non residential use of property. Ensuring that mixed use properties comply with zoning.

In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing. Fha has always had a requirement for appraisers to inspect attics. The appraiser must inspect the attic for evidence of possible roof problems.