Fha Appraisal Requirements Attic

The appraiser must inspect the attic for evidence of possible roof problems.

Fha appraisal requirements attic.

The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. If the inspection reveals the need for roof repairs and the. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient.

The roof cannot have more than three layers of roofing. Overview of fha appraisal guidelines for 2020 according to the 2020 fha appraisal guidelines all properties being purchased with an fha insured mortgage loan must be appraised by a licensed hud approved home appraiser. Attic observation requirements the appraiser must observe the interiors of all attic spaces. At a minimum the appraiser must complete the following steps.

Roof must be in good condition and prevent moisture from entering the home. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.